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Q&A: Will you be held accountable directly for a accident even though you were working for Amazon?

By Aryan Amid
Q&A: Will you be held accountable directly for a accident even though you were working for Amazon?

If you were driving for Amazon within the scope of your job duties when the accident happened, Amazon’s insurance may provide coverage and legal defense, though this depends on the specific facts and any policy exceptions. You should not assume you are personally on the hook without first reporting the incident to Amazon’s insurance carrier and HR.

Q:

Working for amazon over a year ago and was in involved in a accident in which I admitted fault to for using my personal phone for GPS rather than my work phone due to my Dispatch and manager rushing me out of the warehouse. Would amazon payout the lawsuit against me or would I be alone on this.

A:

As an employee and driver  for Amazon, you should be able to invoke Amazon’s insurance to help you defend this claim as long as the accident occurred during your normal scope of work.

There are exceptions to the coverage, however generally if this occurred during your employment and within the scope of work you were employed to do, then they may afford coverage.  We recommend you report this matter to Amazon’s insurance carrier and/or HR for prompt and immediate support.

If you have any questions and/or need further assistance, please feel free to contact us for a free consultation.

Frequently asked

Does it matter that I admitted fault at the scene of the accident?

An admission of fault can affect how liability is determined, but it does not automatically remove you from coverage if you were acting within the scope of your employment; an attorney can help assess how this impacts your specific situation.

What does 'scope of employment' mean for insurance coverage purposes?

Generally, it refers to whether you were performing job-related duties, like making deliveries on your assigned route, at the time of the accident, though insurers may look closely at company policies you may have violated, such as using a personal phone instead of a work device.

What should I do right now if I'm named in a lawsuit over this accident?

Report the accident and lawsuit to Amazon's insurance carrier and HR department immediately, and consider speaking with an attorney to understand your rights and potential exposure before responding to any legal claims.

Attorney Advertising. This article is general information, not legal advice, and does not create an attorney-client relationship. Prior results do not guarantee a similar outcome.