What to Do If You’ve Been Injured in an Uber or Lyft Accident

What to Do If You’ve Been Injured in an Uber or Lyft Accident

Nov 27, 2024

Image of a rideshare vehicle involved in a minor collision at an urban intersection with visible car damage and a concerned passenger nearby.

What to Do If You’ve Been Injured in an Uber or Lyft Accident

Rideshare services like Uber and Lyft have revolutionized transportation, offering convenience and affordability for millions of riders. However, accidents involving rideshare vehicles are not uncommon, and when they occur, the aftermath can be overwhelming. According to a study by the University of Chicago, rideshare services have contributed to a 3% increase in car accident fatalities. If you’ve been injured in an Uber or Lyft, understanding your rights and options is essential for securing the compensation you deserve.

Who Is Liable in an Uber or Lyft Accident?

Liability in rideshare accidents depends on who is at fault for the crash. Services like Uber and Lyft provide third-party liability insurance that can cover up to $1 million per accident for injuries and property damage. Here’s how liability is typically determined:

1. The Rideshare Driver Is at Fault

  • If the rideshare driver is at fault, Uber or Lyft’s third-party liability insurance may apply once the driver’s personal insurance coverage is exhausted.
  • This insurance covers medical expenses, lost wages, and other damages for passengers, pedestrians, or other drivers involved in the accident.

2. Another Driver Is at Fault

  • If another driver caused the accident, their auto insurance should cover your injuries and damages.
  • You may need to file a claim with the at-fault driver’s insurance provider.

3. The Rideshare Driver Was Off-Duty

  • If the rideshare driver is not logged into the Uber or Lyft app at the time of the accident, the company’s insurance does not apply.
  • In this case, the driver’s personal insurance will likely be the only coverage available.

Steps to Take After an Uber or Lyft Accident

To protect your rights and strengthen your case, follow these steps if you’ve been injured in a rideshare accident:

1. Seek Medical Attention

  • Prioritize your health and safety by seeking immediate medical care for any injuries, no matter how minor they may seem.

2. Report the Accident

  • Notify Uber or Lyft about the accident through their app or customer service channels.
  • File a police report to document the details of the accident.

3. Gather Evidence

  • Take photos of the accident scene, vehicle damage, and any visible injuries.
  • Collect contact information from the rideshare driver, other drivers, and witnesses.

4. Contact an Experienced Attorney

  • A personal injury attorney can help you navigate complex insurance policies, negotiate settlements, and file a lawsuit if necessary.

Understanding Rideshare Insurance Coverage

Uber and Lyft maintain insurance policies to protect passengers, but the coverage depends on the driver’s status at the time of the accident:

Driver’s Status Insurance Coverage
Not logged into the app No Uber/Lyft coverage. The driver’s personal insurance applies.
Logged in but waiting for a ride request Limited liability coverage: $50,000 per person, $100,000 per accident, and $25,000 for property damage.
En route to pick up a passenger or during a trip Full liability coverage up to $1 million.

Taking Legal Action After a Rideshare Accident

Although Uber and Lyft classify their drivers as independent contractors, making it challenging to sue the company directly, their insurance policies provide a path for compensation. Here’s what you can do:

1. File a Personal Injury Claim

  • Work with an attorney to file a claim against the at-fault party’s insurance provider.

2. Pursue Legal Representation

  • An experienced attorney can help you understand your rights, build a strong case, and secure maximum compensation for medical expenses, lost income, and pain and suffering.

3. Explore All Avenues for Compensation

  • In some cases, third parties such as vehicle manufacturers or government entities responsible for road conditions may also be liable.

Why Choose LA Law Group, APLC?

At LA Law Group, APLC, we understand the unique challenges faced by victims of rideshare accidents. Our team is dedicated to advocating for your rights and ensuring you receive fair compensation.

  • No-Win, No-Fee Guarantee: You only pay if we win your case.
  • Expert Guidance: We handle every aspect of your claim so you can focus on recovery.
  • Proven Track Record: Our attorneys have successfully secured millions for our clients.

Contact LA Law Group, APLC Today
If you’ve been injured in an Uber or Lyft accident, don’t navigate the legal process alone. Call us at (866) 625-2529 or fill out our online contact form to schedule a free consultation.

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