Navigating DMV and Insurance Reporting After a Car Accident in California
The aftermath of a car accident can be overwhelming, with numerous steps to follow and important reporting requirements. Many drivers may be unsure if they need to report the accident to the DMV or how to meet the criteria for reportable incidents. Failing to report an accident when required can lead to consequences such as suspended driving privileges, fines, and even jail time.
Do You Need to Report a Car Accident to the DMV in California?
In California, if you’ve been involved in a car accident, it’s mandatory to stop and exchange insurance information with the other driver. Failing to do so can result in a hit-and-run charge. If anyone has been injured, or if the accident has caused a road obstruction, you must also contact 911 to report the incident to the California Highway Patrol (CHP) or local law enforcement.
In addition to these immediate steps, you may need to report the accident to the DMV. Under California law, any motor vehicle accident must be reported to the DMV if it meets one of the following criteria:
- A fatality occurred
- Someone sustained injuries
- Property damage exceeds $1,000
If your accident meets any of these conditions, you must file a Traffic Accident Report (Form SR-1) with the DMV within 10 days of the accident.
Consequences of Not Reporting a Car Accident
Failing to report a reportable accident to the DMV can result in the suspension of your driving privileges until the report is made. Additional penalties may include fines ranging from $1,000 to $10,000 and up to one year in jail. In cases involving serious injury or death, failing to report can result in even more severe penalties, such as 90 days in jail, two to four years in prison, and substantial fines.
Do You Need to Report an Accident to Your Insurance Company?
Most insurance companies require you to report any accident within 24-72 hours, regardless of fault. Failure to notify your insurer promptly may lead to a loss of coverage or increased premiums. If you’re unsure about the specific reporting requirements, you can check your policy or contact your insurance provider directly for clarification.
Contact Us for Legal Support
If you were involved in an accident due to another driver’s negligence, a car accident lawyer at LA Law Group can help you navigate the reporting process and protect your rights. We offer a free consultation to discuss your case, explain your legal options, and guide you through each step, including reporting requirements for the DMV. Contact us today to learn how we can support you in the aftermath of your accident.
